Pet insurance provides cover for veterinary fees in the event that your pet becomes injured or unwell. It can provide peace of mind that you’re in a position to afford all the veterinary care your pet may need.
With veterinary medicine employing expensive medical techniques and medication, and with pet owners caring more and more about their pets’ health, pet insurance is becoming increasingly popular.
There are many pet insurance companies now available, with many different levels of cover and policies to choose from. Insurance companies will cover most accidents and illnesses; some may cover dental treatments – but it’s important you read the policy terms and conditions as some companies may not. Preventative treatment (such as vaccinations & flea and worm treatment) is not covered by insurance companies.
As a veterinary practice, we support the idea of pet insurance but are unable to recommend any one individual insurance company. However, we can advise on the best type of policies to look out for.
The benefits of pet insurance
Pet insurance mainly provides cover for veterinary fees if your pet is injured or becomes ill. However, other benefits may include:
- Third party liability cover if your pet injures someone or damages someone else’s property
- Paying you the price you paid for your pet if they become lost, stolen, or die as a result of injury or illness
- Paying the costs of looking after your pet if you have to go into hospital for emergency medical treatment
- Paying the cost of your holiday if it’s cancelled due to your pet needing emergency surgery close to the date you were due to leave
- Paying the cost of emergency veterinary treatment for your pet if you take them abroad under the Pet Travel Scheme